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Christine Duncan
OVERVIEW

Christine Duncan

Associate

Indianapolis

11 S. Meridian Street
Indianapolis, IN 46204-3535

P 317-231-6455

F 317-231-7433

Christine Duncan is an experienced attorney who represents commercial lenders and borrowers in a wide range of complex financial transactions. Her practice includes syndicated lending, secured transactions, real estate lending, asset-based financings, and leveraged buyout and acquisition financings. Christine’s approach encompasses every stage of the lending process, from drafting loan documentation and conducting detailed due diligence to reviewing titles and surveys and ensuring the creation and perfection of security interests.

OVERVIEW

Christine Duncan is an experienced attorney who represents commercial lenders and borrowers in a wide range of complex financial transactions. Her practice includes syndicated lending, secured transactions, real estate lending, asset-based financings, and leveraged buyout and acquisition financings. Christine’s approach encompasses every stage of the lending process, from drafting loan documentation and conducting detailed due diligence to reviewing titles and surveys and ensuring the creation and perfection of security interests.

In addition to her finance practice, Christine provides strategic general corporate counseling to companies across various industries. She advises clients on complex business and commercial transactions, including corporate finance matters, mergers and acquisitions, business entity formation, contract negotiations, asset sales, dissolutions, and corporate governance issues.  Christine’s comprehensive understanding of corporate operations allows her to offer tailored legal guidance that aligns with her clients’ long-term business objectives.

Before transitioning to private practice, Christine served as Vice President in the printing industry, where she gained invaluable commercial insight by negotiating and securing high-value, singlesource contracts with companies, government agencies and municipalities. Her unique background in both business and law equips her with a distinct perspective that enhances her ability to serve her clients effectively, combining legal acumen with practical business experience.

Professional and Community Involvement

Board member, Indianapolis Bar Association

Member, APEX Bar Exam Faculty, Indianapolis Bar Association

Board member, Executive Women in Finance

Chair, Governance Committee, Executive Women in Finance

Former chair, Indianapolis Bar Association Business Law Section

Member, Indiana State Bar Association 

Member, Executive Women in Finance

Volunteer, Indy Honor Flight 

Volunteer, American Legion Auxiliary

Honors

The Best Lawyers in America, Ones to Watch, 2025

Indiana Super Lawyers Rising Star, 2023-2025

Experience
  • Represented a major financial institution as the sole lender in connection with a $15,000,000 revolving bilateral loan to a company wholly owned by an ESOP trust
  • Represented an Ohio based financial institution in multiple transactions including:
    • As the sole lender in connection with a $2,000,000 bilateral loan with a revolving line 
    • As the sole lender in connection with a $13,175,000 bilateral cash flow construction loan
    • As the sole lender in connection with a $5,000,000 bilateral cash flow loan with a revolving line
    • As the sole lender in connection with a $13,555,197 bilateral term loan with a revolving line – a new market tax credit financing
    • As the sole lender in connection with a $2,750,000 bilateral cash flow loan with revolving line
    • As the sole lender in connection with an $8,500,000 amendment and restatement of existing bilateral loan facilities
    • As the sole lender in connection with a $15,000,000 bilateral cash flow sponsored equity acquisition financing
    • As the sole lender in connection with a $12,800,000 term loan with a revolving line
    • As the lender in connection with a $100,000,000 bilateral loan with a revolving line
    • As the lender in connection with a $12,500,000 bilateral ESOP loan with a revolving line
    • As the lender in connection with a $30,000,000 bilateral loan with a revolving line
    • As the agent and lender in connection with a $48,800,000 syndicated loan transaction
  • Represented an Indiana State chartered bank as the sole lender in connection with a $43,000,000 bilateral cash flow loan to a publicly traded company in the life sciences industry
  • Represent the largest financial services holding company in Indiana in a number of transactions including: 
    • As the sole lender in connection with a $28,500,000 bilateral cash flow construction loan
    • As the sole lender in connection with a $15,000,000 bilateral cash flow constructions loan
    • As the senior lender in connection with a $14,000,000 bilateral cash flow loan for a sponsored equity transaction
    • As the sole lender in connection with a $12,600,000 bilateral sponsored equity loan transaction
    • As the sole lender in connection with a $14,000,000 bilateral sponsored equity loan transaction
    • As the sole lender in connection with a $11,500,000 bilateral sponsored equity loan transaction
    • As the agent and lender in connection with a $46,000,000 secured loan transaction
    • As the senior lender in connection with a $14,250,000 bilateral term loan with a revolving line
    • As the sole lender in connection with a $7,000,000 bilateral term loan with a revolving line
    • As the agent and lender in connection with a $35,000,000 syndicated cash flow loan for a sponsored equity transaction
    • As the lender in connection with a modification of a $74,000,000 syndicated loan transaction
    • As the sole lender in connection with $6,625,000 bilateral sponsored equity financing
    • As the sole lender in connection with a $3,687,035 bilateral term loan with a revolving line
    • As the sole lender in connection with a $50,000,000 bilateral revolving line of credit to public utility
    • As the sole lender in connection with a $10,000,000 secured loan transaction
    • As the sole lender in connection with $9,000,000 bilateral sponsored equity financing
    • As the agent and lender in connection with a $41,000,000 syndicated loan transaction
    • As the agent and lender in connection with a $27,000,000 syndicated sponsored equity acquisition financing in the construction industry
    • As the sole lender in connection with a $21,000 bilateral sponsored equity financing
    • As the sole lender in connection with a $26,000,000 bilateral cash flow loan for a sponsored equity transaction
    • As the lender in connection with a $16,800,000 bilateral cash flow loan for a sponsored equity transaction
  • Represented a New York headquartered financial services company in multiple transactions including:
    • As the sole lender in connection with a $12,000,000 bilateral term loan with a revolving line in the broadcasting industry
    • As the sole lender in connection with a $17,120,000 bilateral term loan with a revolving line in the aviation industry
    • As the agent and lender in connection with a $225,000,000 syndicated loan transaction in the agriculture industry
    • As the sole lender in connection with a $10,837,000 bilateral construction loan 
    • As the agent and lender in connection with a $100,000,000 modification of syndicated credit facility in the agriculture industry
    • As the agent and lender in connection with an $80,000,000 syndicated financing of a sponsored equity acquisition in the transportation industry
  • Represented an Indiana based American regional bank as the sole lender in connection with a $130,000,000 bilateral secured revolving line of credit
  • Represented a Pennsylvania headquartered bank in multiple transactions including:
    • As the agent and lender in the modification of a $4,000,000 syndicated loan to a public utility
    • As the sole lender in a $25,000,000 bilateral cash flow loan in the public utility space
    • As the agent and lender in a $20,000,000 revolving line of credit issued under a master trust indenture 
    • As the agent and lender in a $10,000,000 revolving line of credit issued under a master trust indenture
  • Represented a San Francisco based international services company in multiple transactions including:
    • As the sole lender in connection with an $8,800,000 bilateral secured loan
    • As the sole lender in connection with a $40,000,000 bilateral secured revolving line of credit
    • As the sole lender in connection with a $35,000,000 bilateral cash flow loan
  • Represented one of the fastest growing mutual insurance holding companies in connection with a $200,000,000 syndicated loan transaction
EXPERIENCE
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