Bank/Thrift/Credit Union Regulatory Practice

Our regulatory experience includes advising our banking clients on capital adequacy and liquidity requirements, Bank Secrecy Act developments, fraud prevention, general banking powers, electronic banking, sweep account disclosures, and consumer lending regulatory compliance. We also counsel undercapitalized banks with supervisory agreements and cease and desist orders, and advise our bank and non-bank financial services clients alike in enforcement matters brought by state and federal banking agencies.

In addition to our regulatory work, our broad experience with financial institutions allows us to serve as more effective counsel on general corporate and operational matters including governance, Board of Director issues, employment, insurance and real estate matters. We also guide our banking clients in the areas of standard form drafting, negotiating and documenting various credit and equity transactions (including capitalized leases, dealer financing, and other floor plan arrangements), real estate transactions, bankruptcies, foreclosures, bonds, wills and trusts, and complex commercial litigation.